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The Risk Management Safety Net: Market Penetration and Potential

Exhibit 2. Low Hanging Fruit: Potential Expansion Areas for Existing Programs

Apples
Apples: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Washington

133,097

148,000

Yes

90%

New York

32,388

40,000

Yes

81%

Michigan

27,486

33,000

Yes

83%

Pennsylvania

12,797

20,000

Yes

64%

California

5,800

14,000

Yes

41%

Virginia

5,673

10,200

Yes

56%

North Carolina

4,649

6,000

Yes

77%

Oregon

2,421

5,000

Yes

48%

Idaho

1,524

2,300

Yes

66%

West Virginia

1,320

4,400

Yes

30%

Ohio

1,177

3,400

Yes

35%

Massachusetts

1,143

3,000

Yes

38%

Vermont

1,143

1,700

Yes

67%

Maine

1,115

2,700

Yes

41%

Wisconsin

1,015

4,000

Yes

25%

Connecticut

905

1,800

Yes

50%

Maryland

893

1,800

Yes

50%

Missouri

745

1,100

Yes

68%

New Hampshire

583

1,300

Yes

45%

Indiana

529

1,300

Yes

41%

Illinois

519

1,700

Yes

31%

Colorado

491

Yes

Minnesota

421

2,600

Yes

16%

Utah

393

1,200

Yes

33%

New Jersey

326

1,800

Yes

18%

Arizona

261

Yes

Georgia

150

Yes

South Carolina

74

Yes

Rhode Island

70

230

Yes

30%

Tennessee

50

650

Yes

8%

New Mexico

19

Yes

Iowa

4

900

0%

OTHER

0

1,800

0%

Avocados
Avocados: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

California

34,728

52,000

Yes

67%

Florida

2,236

6,800

Yes

33%

Hawaii

0

480

0%

Barley
Barley: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

North Dakota

983,619

1,120,000

Yes

88%

Montana

725,528

990,000

Yes

73%

Idaho

436,540

610,000

Yes

72%

Minnesota

102,589

135,000

Yes

76%

Washington

72,331

115,000

Yes

63%

Colorado

64,186

65,000

Yes

99%

Wyoming

58,351

100,000

Yes

58%

Oregon

27,535

49,000

Yes

56%

California

23,664

80,000

Yes

30%

Texas

18,040

Yes

South Dakota

15,231

37,000

Yes

41%

Virginia

12,655

46,000

Yes

28%

Maryland

12,187

50,000

Yes

24%

Maine

11,498

13,000

Yes

88%

Delaware

11,447

32,000

Yes

36%

Arizona

10,637

17,000

Yes

63%

Pennsylvania

7,807

55,000

Yes

14%

North Carolina

6,028

19,000

Yes

32%

Wisconsin

5,113

28,000

Yes

18%

Kansas

4,455

13,000

Yes

34%

Oklahoma

4,386

Yes

Alaska

4,376

4,600

Yes

95%

Utah

4,110

27,000

Yes

15%

Kentucky

3,036

Yes

Nebraska

2,865

Yes

Michigan

2,413

11,000

Yes

22%

Tennessee

2,351

Yes

New Mexico

1,759

Yes

New Jersey

827

Yes

South Carolina

639

Yes

New York

625

11,000

Yes

6%

Illinois

434

West Virginia

383

Yes

Nevada

307

Yes

Iowa

283

Yes

Missouri

227

Yes

Indiana

77

Yes

Ohio

75

Yes

Vermont

25

Yes

Blueberries
Blueberries: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Maine

15,702

Yes

Michigan

12,884

19,400

Yes

66%

Georgia

12,363

17,200

Yes

72%

North Carolina

7,128

8,000

Yes

89%

New Jersey

6,624

9,100

Yes

73%

Washington

4,310

11,000

Yes

39%

California

3,834

5,700

Yes

67%

Oregon

2,793

10,000

Yes

28%

Florida

2,711

5,500

Yes

49%

Mississippi

362

1,600

Yes

23%

Louisiana

97

Alabama

7

410

Yes

2%

Virginia

7

South Carolina

Yes

Indiana

0

630

0%

Arkansas

0

280

0%

New York

0

1,000

0%

Cabbage
Cabbage: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

New York

3,532

8,300

Yes

67%

Florida

3,307

8,900

Yes

33%

Georgia

1,779

4,900

Yes

0%

Michigan

1,316

3,400

Yes

89%

Texas

1,209

6,100

Yes

73%

North Carolina

1,098

2,600

Yes

39%

Wisconsin

904

Yes

67%

Pennsylvania

185

930

Yes

28%

Ohio

144

1,300

Yes

49%

Oregon

20

Yes

23%

Virginia

7

Yes

Alaska

Yes

Washington

Yes

Arizona

0

2,600

2%

Colorado

0

1,500

OTHER

0

3,400

New Jersey

0

1,800

California

0

13,800

0%

Canola

Canola had a large acreage increase shown by NASS estimates so RMA additionally reviewed FSA acreage numbers.  There has already been some expansion of canola crop insurance availability that occurred after 2015 for Federal crop insurance.  Expansion areas were Illinois, Indiana, and Virginia (shaded green in the table below). Additional research is needed to explore county availability within all states where the canola Federal crop insurance program is available to determine if expansion to additional counties may be needed given the large increase in acreage and the fact that there was not a corresponding increase in insured acres.

Canola: Comparison Between Insured Acres, U.S. Acres, and FSA Acres (2015) and Insurance Availability

State

2015 Insured Acres

2015 NASS  Acres

2015 FSA Planted Acres

Insurance Available 2015 CY

Insurance Available 2017 CY

Percent of NASS Acres Insured 2015

Percent of FSA Acres Insured 2015*

Alabama

5,388

7,138

Yes

Yes

75%

Arizona

4

No

No

0%

California

930

No

No

0%

Colorado

80

1,978

No

No

4%

Delaware

2,319

No

No

0%

Georgia

3,864

11,792

Yes

Yes

33%

Idaho

20,718

28,000

26,011

Yes

Yes

74%

80%

Illinois

93

415

No

Yes

22%

Indiana

444

1,934

No

Yes

23%

Iowa

24

42

No

No

57%

Kansas

44,781

46,745

Yes

Yes

96%

Kentucky

11,050

14,270

Yes

Yes

77%

Maine

403

No

No

0%

Maryland

153

No

No

0%

Michigan

184

No

No

0%

Minnesota

21,268

23,000

21,249

Yes

Yes

92%

100%

Missouri

59

221

No

No

27%

Montana

62,287

82,000

76,239

Yes

Yes

76%

82%

Nebraska

690

5

No

No

100%

North Carolina

9,958

21,486

Yes

Yes

46%

North Dakota

1,394,141

1,410,000

1,378,014

Yes

Yes

99%

100%

Ohio

219

222

No

No

99%

Oklahoma

103,531

140,000

108,626

Yes

Yes

74%

95%

Oregon

1,047

4,300

1,606

Yes

Yes

24%

65%

Pennsylvania

77

No

No

0%

South Carolina

5,015

6,206

Yes

Yes

81%

South Dakota

293

1,472

No

No

20%

Tennessee

4,691

6,540

Yes

Yes

72%

Texas

9,019

10,944

Yes

Yes

82%

Utah

149

No

No

0%

Virginia

200

698

No

Yes

29%

Washington

20,165

37,000

29,373

Yes

Yes

55%

69%

OTHER

52,700

TOTALS

1,719,025

1,777,000

1,777,535

*Capped at 100%.

Cherries
Cherries: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Washington

32,924

37,100

Yes

89%

California

28,011

33,000

Yes

85%

Michigan

18,360

34,900

Yes

53%

Oregon

5,332

13,650

Yes

39%

Utah

2,184

3,400

Yes

64%

Wisconsin

1,173

1,700

Yes

69%

New York

532

2,300

Yes

23%

Montana

213

680

Yes

31%

Idaho

15

650

Yes

2%

Pennsylvania

0

500

0%

Chile Peppers
Chile Peppers: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

New Mexico

1,138

8,300

Yes

14%

Arizona

783

1,600

Yes

49%

Texas

0

3,000

0%

California

0

6,500

0%

Cucumbers
Cucumbers: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Michigan

19,187

30,000

Yes

64%

Indiana

4,338

Yes

Texas

2,656

4,150

Yes

64%

Delaware

2,308

Yes

Maryland

1,500

Yes

North Carolina

732

Yes

Illinois

Yes

Ohio

0

5,000

0%

Wisconsin

0

5,600

0%

Florida

0

18,280

0%

OTHER

0

24,430

0%

Dry Peas
Dry Peas: Comparison Between Insured acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Montana

774,357

845,000

Yes

92%

North Dakota

536,684

550,000

Yes

98%

Washington

208,304

165,000

Yes

126%

Idaho

131,129

97,000

Yes

135%

Nebraska

32,465

Yes

South Dakota

25,153

Yes

Oregon

4,402

13,000

Yes

34%

Kansas

2,441

Wyoming

923

Yes

Colorado

828

Yes

Minnesota

715

Yes

Wisconsin

530

Fresh Market Sweet Corn
Fresh Market Sweet Corn: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Florida

18,561

41,500

Yes

45%

Georgia

13,141

26,500

Yes

50%

New York

3,620

18,100

Yes

20%

Colorado

2,574

3,500

Yes

74%

Pennsylvania

1,437

10,300

Yes

14%

Connecticut

933

3,900

Yes

24%

Massachusetts

514

3,400

Yes

15%

New Jersey

482

6,000

Yes

8%

Alabama

400

1,200

Yes

33%

North Carolina

294

5,100

6%

Rhode Island

237

Yes

New Hampshire

217

1,400

Yes

16%

Iowa

191

Maine

143

1,500

Yes

10%

Vermont

133

Yes

Maryland

96

3,700

Yes

3%

West Virginia

10

Nebraska

7

Virginia

0

3,000

Yes

0%

California

0

30,000

0%

Washington

0

25,500

0%

Ohio

0

15,500

0%

Michigan

0

9,500

0%

Oregon

0

7,000

0%

Illinois

0

6,600

0%

Indiana

0

5,500

0%

Texas

0

4,400

0%

Wisconsin

0

3,900

0%

Delaware

0

3,700

0%

OTHER

0

1,390

0%

Fresh Market Tomatoes
Fresh Market Tomatoes: Comparison Between Insured Acres & U.S. Acres-2015

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Florida

22,696

33,000

Yes

69%

California

8,413

30,900

Yes

27%

Georgia

2,412

2,900

Yes

83%

Virginia

1,292

2,200

Yes

59%

South Carolina

1,266

3,300

Yes

38%

Tennessee

1,224

3,500

Yes

35%

North Carolina

792

3,500

23%

Arkansas

668

900

Yes

74%

Pennsylvania

129

2,300

Yes

6%

Alabama

55

1,200

Yes

5%

Maryland

32

Yes

Illinois

1

Ohio

0

3,700

0%

New Jersey

0

3,000

0%

Michigan

0

2,700

0%

New York

0

2,500

0%

Texas

0

1,100

0%

Indiana

0

800

0%

Mint
Mint: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Washington

8,023

30,500

Yes

26%

Idaho

4,802

16,500

Yes

29%

Indiana

4,132

13,500

Yes

31%

Oregon

1,009

23,500

Yes

4%

Wisconsin

925

Yes

Michigan

523

California

407

2,000

Yes

20%

OTHER

0

5,100

0%

Onions
Onions: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Washington

21,181

22,000

Yes

96%

California

17,874

45,800

Yes

39%

Texas

15,771

10,700

Yes

147%

Oregon

12,839

19,000

Yes

68%

Georgia

12,076

12,300

Yes

98%

New York

8,243

7,800

Yes

106%

Idaho

3,658

8,000

Yes

46%

Colorado

3,022

3,800

Yes

80%

Nevada

2,964

Yes

Michigan

1,630

2,500

Yes

65%

New Mexico

1,383

5,200

Yes

27%

North Dakota

1,113

Utah

522

Yes

Wisconsin

268

1,600

17%

Kansas

215

Yes

Minnesota

128

Arizona

Yes

OTHER

0

5,200

0%

Pears
Pears: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Washington

14,545

20,800

Yes

70%

Oregon

10,014

14,600

Yes

69%

California

8,489

11,100

Yes

76%

Pennsylvania

96

800

Yes

12%

New York

47

1,000

5%

Arizona

10

Connecticut

4

North Carolina

3

Massachusetts

1

Michigan

0

640

0%

Peppers
Peppers: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Florida

6,053

12,400

Yes

49%

South Carolina

458

North Carolina

69

2,300

3%

Georgia

11

3,900

0%

Michigan

0

1,500

0%

Ohio

0

2,600

0%

New Jersey

0

2,600

0%

California

0

19,500

0%

Popcorn
Popcorn: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Nebraska

71,017

Yes

Indiana

68,333

Yes

Illinois

22,578

Yes

Ohio

18,976

Yes

Missouri

16,107

Yes

Iowa

5,632

Yes

Kentucky

5,200

Yes

South Dakota

3,718

Yes

Colorado

2,337

Yes

Michigan

2,052

Yes

Tennessee

697

Yes

Louisiana

662

Arkansas

418

Alabama

Yes

Minnesota

Yes

Wisconsin

Yes

Potatoes
Potatoes: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Idaho

269,385

323,000

Yes

83%

Washington

97,407

170,000

Yes

57%

North Dakota

78,093

82,000

Yes

95%

Colorado

60,610

57,700

Yes

105%

Maine

50,308

51,000

Yes

99%

Wisconsin

46,209

63,000

Yes

73%

Minnesota

38,942

41,000

Yes

95%

Michigan

31,994

46,000

Yes

70%

Oregon

29,974

39,000

Yes

77%

Florida

23,954

30,000

Yes

80%

California

20,894

35,400

Yes

59%

Texas

17,965

20,000

Yes

90%

North Carolina

11,934

13,500

Yes

88%

Nebraska

10,592

15,500

Yes

68%

New York

9,007

15,000

Yes

60%

Missouri

7,635

8,500

Yes

90%

Montana

7,042

11,000

Yes

64%

New Mexico

5,523

Yes

Virginia

4,103

5,000

Yes

82%

Pennsylvania

3,671

5,400

Yes

68%

Arizona

3,321

3,600

Yes

92%

Kansas

2,818

3,800

Yes

74%

Massachusetts

2,614

3,600

Yes

73%

Maryland

2,326

2,400

Yes

97%

Nevada

1,824

Yes

Oklahoma

1,011

Yes

Delaware

857

Yes

Alabama

847

Yes

Wyoming

720

Yes

Indiana

536

Yes

Iowa

495

Yes

Arkansas

432

New Jersey

326

Yes

Illinois

288

7,500

4%

Ohio

263

1,300

Yes

20%

Rhode Island

132

600

Yes

22%

West Virginia

20

Connecticut

10

Yes

Alaska

0

560

Yes

0%

South Dakota

Yes

OTHER

0

11,300

0%

Rye
Rye: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Oklahoma

19,320

250,000

Yes

8%

North Dakota

16,860

Yes

South Dakota

4,279

Yes

Texas

1,255

Yes

South Carolina

1,068

Yes

Kansas

961

Nebraska

554

Yes

North Carolina

253

Minnesota

218

Virginia

150

Iowa

125

New Jersey

123

Georgia

0

210,000

0%

OTHER

0

1,124,000

0%

Silage Sorghum
Silage Sorghum: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Texas

36,593

70,000

Yes

52%

Kansas

20,891

105,000

Yes

20%

New Mexico

2,879

29,000

Yes

10%

Colorado

2,593

10,000

Yes

26%

Oklahoma

176

15,000

Yes

1%

South Dakota

0

18,000

0%

Arizona

0

20,000

0%

Louisiana

0

1,000

0%

Illinois

0

2,000

0%

Nebraska

0

10,000

0%

Arkansas

0

2,000

0%

Missouri

0

10,000

0%

Mississippi

0

2,000

0%

Georgia

0

12,000

0%

Soybeans
Soybeans: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Iowa

9,335,142

9,850,000

Yes

95%

Illinois

8,391,957

9,800,000

Yes

86%

Minnesota

7,316,758

7,600,000

Yes

96%

North Dakota

5,702,882

5,750,000

Yes

99%

South Dakota

5,020,383

5,150,000

Yes

97%

Nebraska

4,989,680

5,300,000

Yes

94%

Missouri

4,860,302

4,550,000

Yes

107%

Indiana

4,482,485

5,550,000

Yes

81%

Ohio

3,825,715

4,750,000

Yes

81%

Kansas

3,245,990

3,900,000

Yes

83%

Arkansas

2,630,118

3,200,000

Yes

82%

Mississippi

2,199,899

2,300,000

Yes

96%

North Carolina

1,615,211

1,820,000

Yes

89%

Kentucky

1,607,372

1,840,000

Yes

87%

Michigan

1,563,957

2,030,000

Yes

77%

Wisconsin

1,497,442

1,880,000

Yes

80%

Tennessee

1,454,419

1,750,000

Yes

83%

Louisiana

1,413,041

1,430,000

Yes

99%

Virginia

551,298

630,000

Yes

88%

Alabama

432,222

500,000

Yes

86%

South Carolina

424,685

475,000

Yes

89%

Maryland

411,781

520,000

Yes

79%

Pennsylvania

360,559

580,000

Yes

62%

Oklahoma

311,048

395,000

Yes

79%

Georgia

251,755

325,000

Yes

77%

New York

229,054

305,000

Yes

75%

Delaware

138,583

175,000

Yes

79%

Texas

132,076

130,000

Yes

102%

New Jersey

83,586

105,000

Yes

80%

Florida

24,669

33,000

Yes

75%

West Virginia

18,340

27,000

Yes

68%

Colorado

12,000

Yes

Vermont

3,205

Yes

Montana

1,500

Massachusetts

221

Wyoming

103

Washington

49

Yes

Connecticut

23

Oregon

Yes

Strawberries
Strawberries: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

California

1,378

40,500

Yes

3%

Ohio

0

600

0%

Pennsylvania

0

650

0%

Wisconsin

0

790

0%

Michigan

0

800

0%

Washington

0

950

0%

New York

0

960

0%

North Carolina

0

1,200

0%

Oregon

0

1,500

0%

Florida

0

11,000

0%

Sugarcane
Sugarcane: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Florida

402,495

398,000

Yes

101%

Louisiana

323,166

385,000

Yes

84%

Texas

34,687

35,200

Yes

99%

Hawaii

0

12,900

0%

Sunflowers
Sunflowers: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

North Dakota

716,192

Yes

South Dakota

610,342

Yes

Minnesota

92,838

Yes

Texas

85,882

Yes

Colorado

71,839

Yes

Kansas

59,838

Yes

Nebraska

45,383

Yes

Wyoming

9,611

Yes

Oklahoma

2,699

Yes

New Mexico

1,001

Montana

980

Yes

Michigan

161

Sweet Potatoes
Sweet Potatoes: Comparison Between Insured Acres & U.S. Acres

State

2015 Insured Acres

2015 NASS Acres

Insurance Available

Percent Insured

Louisiana

6,738

10,000

Yes

67%

Texas

0

1,000

0%

New Jersey

0

1,200

0%

Alabama

0

2,600

0%

Arkansas

0

4,000

0%

Florida

0

5,600

0%

California

0

18,500

0%

Mississippi

0

27,000

0%

North Carolina

0

87,000

0%



Contact Information

For more information, contact RMA Public Affairs.